Midland mortgage

I dedicated four months to working with Midland Mortgage, rearranging and resorting the same paper work over and over again, during the loan modification application process. After versions six, I came to believe that in fact, there was a pretty well-thought out strategy which prevented me from actually accomplishing my goal. Some of these tactics included: • Consistently changing customer service representatives • Notes and instruction from previous conversations were not in the system.• The rules changed with every conversation • Demanding small picky formatting issues that were not communicated previously.• Withholding proper advisement and not providing clear written guidelines to refer to or refer back to. • Only form letters were sent as follow ups. There was no paper trail regarding the shifting landscape or constantly changing "representatives" who had no real identity to trace as a continuing service provider. • Discouraging me from seeking outside counsel or professional assistance. A comment echoed throughout the process by EVERY ONE of Midland representatives, "You could pay an accountant to do it but, it's EASY." Obliviously not...• Refusal to accept date-stamped, time-sensitive profit and loss statements which resulted in...you guessed it ..starting all over again and adding new months on to the P+L. (To quote, "We don't check the fax machine every day.")• I reconfigure and resubmit work more than 8 times from May –September 2012.Ultimately, I gave up. Some might assume that this was the Midland Mortgage intention all along. I admit. I too at times wonder.

@ College of Saint MaryDordt @ HastingsDakota Wesleyan @ Briar CliffNorthwestern @ Jamestown February 1Doane @ HastingsCollege of Saint Mary @ NorthwesternConcordia @ MidlandMorningside @ DordtMount Marty @ Briar CliffJamestown @ Dakota Wesleyan February 4Doane @ NorthwesternDakota Wesleyan @ College of Saint MaryDordt @ ConcordiaBriar Cliff @ MorningsideHastings @ Mount MartyMidland @ Jamestown February 8College of Saint Mary @ MidlandConcordia @ DoaneMount Marty @ DordtNorthwestern @ Dakota Wesleyan February 10Jamestown @ MorningsideHastings @ Briar Cliff February 11Doane @ DordtConcordia @ College of Saint MaryHastings @ MorningsideMount Marty @ NorthwesternDakota Wesleyan @ MidlandJamestown @ Briar Cliff February 15Doane @ Mount MartyBriar Cliff @ ConcordiaDordt @ NorthwesternMorningside @ Dakota WesleyanMidland @ Hastings February 16College of Saint Mary @ Jamestown February 18Briar Cliff @ DoaneCollege of Saint Mary @ Mount MartyConcordia @ Dakota WesleyanDordt @ JamestownMidland @ MorningsideNorthwestern @ Hastings November 12Jamestown def. College of Saint Mary 67-46Briar Cliff def. Concordia 87-76Dakota Wesleyan def. Morningside 75-71Doane def. Mount Marty 86-53 November 16Doane def. Hastings 94-59Northwestern def. College of Saint Mary 67-47Concordia def. Midland 84-59Dordt def. Morningside 88-72Briar Cliff def. Mount Marty 64-54Jamestown def. Dakota Wesleyan 71-64 November 19Northwestern def. Doane 80-71Dakota Wesleyan def. College of Saint Mary 100-40Dordt def. Concordia 76-65Hastings def. Mount Marty 55-52Jamestown def. Midland 75-61 November 22Jamestown def. Concordia 66-49Morningside def. Doane 97-93College of Saint Mary def. Hastings 61-58Dordt def. Briar Cliff 81-75Dakota Wesleyan def. Mount Marty 59-39Northwestern def. Midland 107-71 November 30Dordt def. College of Saint Mary 79-42Concordia def. Morningside 71-64Mount Marty def. Midland 67-60Northwestern def. Briar Cliff 72-68 December 2Dakota Wesleyan def. Doane 75-69 otHastings def. Jamestown 63-62 December 3Jamestown def. Doane 96-56Briar Cliff def. College of Saint Mary 86-53Northwestern def. Concordia 72-56Dordt def. Midland 84-63Morningside def. Mount Marty 87-54Hastings def. Dakota Wesleyan 74-70 December 7Doane def. College of Saint Mary 90-68Concordia def. Mount Marty 91-48Dordt def. Northwestern 65-55Briar Cliff def. Morningside 76-54Hastings def. Midland 61-48 December 10Concordia def. Hastings 70-57Dordt def. Dakota Wesleyan 75-65Jamestown def. Mount Marty 81-50Briar Cliff def. Midland 91-59Morningside def. Northwestern 66-64 December 14Midland def. College of Saint Mary 69-57 December 15Concordia def. Doane 72-55Briar Cliff def. Hastings 83-71 December 31Dordt def. Mount Marty 85-53 January 2Jamestown def. Morningside 82-70 January 4Doane def. Midland 89-83Morningside def. College of Saint Mary 83-62 January 5Concordia def. Mount Marty 85-62Briar Cliff def. Dakota Wesleyan 65-48 January 6Dordt def. Hastings 79-59Northwestern def. Jamestown 72-51 January 7Briar Cliff def. Doane 80-57College of Saint Mary def. Mount Marty 72-60Concordia def. Dakota Wesleyan 59-58Dordt def. Jamestown 72-70Morningside def. Midland 73-71Northwestern def. Hastings 58-53 January 11Doane def. Dordt 71-66Morningside def. Hastings 87-79 2otNorthwestern def. Mount Marty 80-63Dakota Wesleyan def. Midland 83-53Briar Cliff def. Jamestown 70-66Concordia def. College of Saint Mary 74-54 January 14Morningside def. Doane 78-63Jamestown def. Concordia 79-72Northwestern def. Midland 84-51Dordt def. Briar Cliff 87-77College of Saint Mary def. Hastings 66-63 January 15Dakota Wesleyan def. Mount Marty 73-41 January 19Concordia def. Morningside 74-60Mount Marty def. Midland 63-55Briar Cliff def. Northwestern 75-59Dordt def. College of Saint Mary 81-46 January 20Jamestown def. Doane 82-76Dakota Wesleyan def. Hastings 86-78 January 21Jamestown def. Hastings 68-62Dakota

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